Category: Benefits

8.24 How to Make an HSA Work for You

HSAs are great. They give you a tax-advantaged way to fund your healthcare while allowing you to allocate your reduced premiums in a way that make sense for your family. There are a lot of benefits, but a common question we get is “How will this change my day-to-day healthcare experience?” The short answer is […]

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8.15 FSAs, HSAs and HRAs: How can employers use all three to get better coverage and lower health costs?

Over the last decade or so, there has been a quiet shift in how employers are thinking about their approach to health coverage. Traditionally, you’d find a set of plans and let your employees choose how they would cover their health needs. But there was a problem: all employees were choosing the best plan available […]

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7.18 Repealing and Replacing through the Small Business Lens

We can’t help but view current events through the eyes of our clients. Often, we’ll think “How does this impact them?” and “How can we adapt to help them?” For certain, this is true of the Healthcare debate. Regardless of where you stand on the issue, repealing the Affordable Care Act (ACA) and replacing it with some […]

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6.22 How to Choose the Right Benefits Package for Your Business

At some point in your business growth you reach the daunting task of having to offer benefits to your employees. Having been through it ourselves, we understand the process very well. First you complain: “Why can’t it be like how it was when we were smaller?”. Then you get confused: “When did I become a […]

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4.7 3 Lies Your Broker Tells You (and Believes)

A hunch: You probably like your health benefits broker. Brokers are peoples’ people who listen to needs, then hunt down the best solution at the best possible rate. But here’s the rub: Despite good intentions, most of these “solutions” are neither affordable nor exhaustive, leaving employers and employees drowning in high healthcare costs – for […]

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